{"id":80537,"date":"2020-03-20T20:23:36","date_gmt":"2020-03-20T18:23:36","guid":{"rendered":"http:\/\/moneyminority.com\/bunq-bank-cardul-de-calatorii-ghid-in-limba-romana-2020\/"},"modified":"2020-04-20T17:52:58","modified_gmt":"2020-04-20T15:52:58","slug":"bunq-cardul-ghid","status":"publish","type":"post","link":"https:\/\/moneyminority.com\/ro\/bunq-cardul-ghid\/","title":{"rendered":"Bunq Bank &#038; Cardul de C\u0103l\u0103torii: Ghid \u00een Limba Rom\u00e2n\u0103 [2020]"},"content":{"rendered":"\n<p><strong>Bunq<\/strong> este o banc\u0103 digital\u0103 originar\u0103 din <strong>Olanda<\/strong>, care este disponibil\u0103 ast\u0103zi pe scar\u0103 larg\u0103 \u00een toat\u0103 Europa.<\/p>\n\n\n\n<p>Ofer\u0103 o solu\u021bie ideal\u0103 pentru cet\u0103\u021benii Olandei care c\u0103l\u0103toresc adesea \u00een str\u0103in\u0103tate <strong>\u0219i pentru persoanele care doresc s\u0103 se deplaseze \u00een Olanda, dar sunt disponibile \u0219i pentru orice cet\u0103\u021bean european.<\/strong><\/p>\n\n\n\n<p><strong>Planul gratuit<\/strong> al b\u0103ncii ofer\u0103 cardul de debit (MasterCard sau Maestro) <strong>Cardul<\/strong> <strong>Bunq Travel<\/strong>, destul de util pentru cei care c\u0103l\u0103toresc \u00een interiorul \u0219i \u00een afara UE, cu taxe mici \u0219i rate de schimb avantajoase.<\/p>\n\n\n\n<p>Cu toate acestea, planul gratuit nu acoper\u0103 multe dintre \u201enevoile bancare\u201d pe care le-ar putea avea unii oameni, \u0219i de aceea <strong>Bunq Premium<\/strong> vine \u00een \u00eent\u00e2mpinarea lor, oferind func\u021bii bancare avansate \u0219i, de asemenea, un cont bancar (iBan) \u00een Olanda.<\/p>\n\n\n\n<p>Sun\u0103 interesant?<\/p>\n\n\n\n<p>Citi\u021bi \u00een continuare pentru a afla toate informa\u021biile de care ave\u021bi nevoie, <strong>\u00een cel mai complet ghid Bunq din Rom\u00e2nia:<\/strong><\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-text-color has-background\" href=\"https:\/\/www.getbunq.app\/55XKFF\/225JFQ\/?uid=7\" style=\"background-color:#a42eb6;color:#ffffff\" target=\"_blank\" rel=\"noopener\"><strong>Creeaz\u0103 un card bancar Bunq pentru c\u0103l\u0103torii<\/strong><\/a><\/div>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><strong>Ghid Bunq cuprins:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong><u><a href=\"http:\/\/moneyminority.com\/ro\/bunq-bank-cardul-de-calatorii-ghid-in-limba-romana-2020\/#header1\">Ce este Bunq?<\/a><\/u><\/strong><\/li><li><strong><u><a href=\"http:\/\/moneyminority.com\/ro\/bunq-bank-cardul-de-calatorii-ghid-in-limba-romana-2020\/#header2\">Ce ofer\u0103 Bunq?<\/a><\/u><\/strong><\/li><li><strong><u><a href=\"http:\/\/moneyminority.com\/ro\/bunq-bank-cardul-de-calatorii-ghid-in-limba-romana-2020\/#header3\">C\u00e2t cost\u0103 Bunq?<\/a><\/u><\/strong><\/li><li><strong><u><a href=\"http:\/\/moneyminority.com\/ro\/bunq-bank-cardul-de-calatorii-ghid-in-limba-romana-2020\/#header4\">Bunq este sigur de utilizat?<\/a><\/u><\/strong><\/li><li><strong><u><a href=\"http:\/\/moneyminority.com\/ro\/bunq-bank-cardul-de-calatorii-ghid-in-limba-romana-2020\/#header5\">Cum pot crea un cont Bunq?<\/a><\/u><\/strong><\/li><li><strong><u><a href=\"http:\/\/moneyminority.com\/ro\/bunq-bank-cardul-de-calatorii-ghid-in-limba-romana-2020\/#header6\">Cum pot transfera bani \u00een contul meu?<\/a><\/u><\/strong><\/li><li><strong><u><a href=\"http:\/\/moneyminority.com\/ro\/bunq-bank-cardul-de-calatorii-ghid-in-limba-romana-2020\/#header7\">Exist\u0103 b\u0103nci digitale alternative?<\/a><\/u><\/strong><\/li><li><strong><u><a href=\"http:\/\/moneyminority.com\/ro\/bunq-bank-cardul-de-calatorii-ghid-in-limba-romana-2020\/#header8\">Concluzie<\/a><\/u><\/strong><\/li><li><strong><a href=\"#header10\">F.A.Q.<\/a><\/strong><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\" id=\"header1\"><strong>Ce este Bunq?<\/strong><\/h2>\n\n\n\n<p><strong>Bunq<\/strong> este o <strong>banc\u0103 digital\u0103<\/strong> care \u00ee\u0219i ofer\u0103 serviciile exclusiv online, prin aplica\u021bia Bunq Mobile \u0219i nu are niciun fel de facilit\u0103\u021bi de banc\u0103 fizic\u0103.<\/p>\n\n\n\n<p>A fost fondat\u0103 \u00een <strong>2015<\/strong>, la <strong>Amsterdam<\/strong>, <strong>Olanda<\/strong>, de <strong><u><a href=\"https:\/\/www.linkedin.com\/in\/ali-niknam-50253913\/\" target=\"_blank\" rel=\"noopener\">Ali Niknam<\/a> <\/u><\/strong>sub motto-ul: \u201eBanca celor liberi\u201d.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" width=\"900\" height=\"600\" src=\"http:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/Ali-Niknam-\u0399\u03b4\u03c1\u03c5\u03c4\u03ae\u03c2-\u03c4\u03b7\u03c2-\u03a8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ae\u03c2-\u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2-Bunq.jpg\" alt=\"Ali Niknam \u2013 Fondatorul \u0219i CEO-ul Bunq\" class=\"wp-image-80173\" srcset=\"https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/Ali-Niknam-\u0399\u03b4\u03c1\u03c5\u03c4\u03ae\u03c2-\u03c4\u03b7\u03c2-\u03a8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ae\u03c2-\u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2-Bunq.jpg 900w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/Ali-Niknam-\u0399\u03b4\u03c1\u03c5\u03c4\u03ae\u03c2-\u03c4\u03b7\u03c2-\u03a8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ae\u03c2-\u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2-Bunq-300x200.jpg 300w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/Ali-Niknam-\u0399\u03b4\u03c1\u03c5\u03c4\u03ae\u03c2-\u03c4\u03b7\u03c2-\u03a8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ae\u03c2-\u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2-Bunq-768x512.jpg 768w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/Ali-Niknam-\u0399\u03b4\u03c1\u03c5\u03c4\u03ae\u03c2-\u03c4\u03b7\u03c2-\u03a8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ae\u03c2-\u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2-Bunq-270x180.jpg 270w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/Ali-Niknam-\u0399\u03b4\u03c1\u03c5\u03c4\u03ae\u03c2-\u03c4\u03b7\u03c2-\u03a8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ae\u03c2-\u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2-Bunq-370x247.jpg 370w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><figcaption>Ali Niknam \u2013 Fondatorul \u0219i CEO-ul Bunq<\/figcaption><\/figure><\/div>\n\n\n\n<p>Bunq ofer\u0103 acces la toate nevoile bancare pe care le-ar putea avea cineva doar prin intermediul ecranului telefonului mobil \u0219i al unui card de debit (Cardul Bunq) care este \u00eenso\u021bit de acesta.<\/p>\n\n\n\n<p>Nu ofer\u0103 doar un card de debit pentru a fi utilizat pentru cump\u0103r\u0103turi, <strong>ci este o institu\u021bie bancar\u0103 cu licen\u021b\u0103 complet\u0103 din Olanda<\/strong> care ofer\u0103 garan\u021bii, asigurare \u0219i o mul\u021bime de beneficii pentru membrii s\u0103i.<\/p>\n\n\n\n<p>Continua\u021bi s\u0103 citi\u021bi pentru a vedea despre ce vorbesc.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\" id=\"header2\"><strong>Ce ofer\u0103 Bunq<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img decoding=\"async\" width=\"900\" height=\"600\" src=\"http:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u03a4\u03b9-\u03c0\u03c1\u03bf\u03c3\u03c6\u03ad\u03c1\u03b5\u03b9-\u03b7-Bunq.jpg\" alt=\"Ce ofer\u0103 Bunq\" class=\"wp-image-80176\" srcset=\"https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u03a4\u03b9-\u03c0\u03c1\u03bf\u03c3\u03c6\u03ad\u03c1\u03b5\u03b9-\u03b7-Bunq.jpg 900w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u03a4\u03b9-\u03c0\u03c1\u03bf\u03c3\u03c6\u03ad\u03c1\u03b5\u03b9-\u03b7-Bunq-300x200.jpg 300w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u03a4\u03b9-\u03c0\u03c1\u03bf\u03c3\u03c6\u03ad\u03c1\u03b5\u03b9-\u03b7-Bunq-768x512.jpg 768w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u03a4\u03b9-\u03c0\u03c1\u03bf\u03c3\u03c6\u03ad\u03c1\u03b5\u03b9-\u03b7-Bunq-270x180.jpg 270w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u03a4\u03b9-\u03c0\u03c1\u03bf\u03c3\u03c6\u03ad\u03c1\u03b5\u03b9-\u03b7-Bunq-370x247.jpg 370w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure><\/div>\n\n\n\n<p>O modalitate practic\u0103\/u\u0219oar\u0103 de a te g\u00e2ndi la serviciile acestuia, este prin \u00eemp\u0103r\u021birea lor \u00een dou\u0103 categorii:<\/p>\n\n\n\n<p>\u00cen planul lor <strong>gratuit<\/strong>, Bunq ofer\u0103 un card de debit, a\u0219a-numitul <strong>Card de c\u0103l\u0103torie<\/strong>.<\/p>\n\n\n\n<p>Cardul de c\u0103l\u0103torie nu este nimic nou, este un card de debit &#8211; Maestro sau MasterCard &#8211; pe care <strong>\u00eel pute\u021bi folosi pentru orice tranzac\u021bie oriunde.<\/strong><\/p>\n\n\n\n<p>\u0218i acum oricine ar \u00eentreba:<\/p>\n\n\n\n<p><em>\u201eDe ce este mai bun dec\u00e2t cardul de debit pe care \u00eel am deja?\u201d<\/em><\/p>\n\n\n\n<p>Cardul de c\u0103l\u0103torie ofer\u0103 schimburi valutare folosind <strong>cursurile de schimb reale<\/strong> (\u00een special cursurile interbancare oficiale MasterCard) \u0219i <strong>nu percepe comisioane suplimentare<\/strong> pentru schimb.<\/p>\n\n\n\n<p><em>\u201eBine, bine dar explic\u0103-mi \u0219i \u00een rom\u00e2n\u0103 acum!\u201d<\/em><\/p>\n\n\n\n<p>Cu Bunq Travel Card po\u021bi achizi\u021biona orice bunuri sau servicii de pe planet\u0103, \u00een orice moned\u0103, la pre\u021bul lor real!<\/p>\n\n\n\n<p>\u0218i pentru a explica \u0219i mai bine, ofer un exemplu:<\/p>\n\n\n\n<p>S\u0103 spunem c\u0103 sunte\u021bi \u00een Marea Britanie \u0219i dori\u021bi s\u0103 cump\u0103ra\u021bi o cafea de la Starbucks!<\/p>\n\n\n\n<p><em><a href=\"\/?p=76835\">*Spoiler: Nu cump\u0103ra cafeaua aia \u0219i devi milionar!<\/a><\/em><\/p>\n\n\n\n<p>Cafeaua la Starbucks cost\u0103 3\u00a3.<\/p>\n\n\n\n<p>Dac\u0103 pl\u0103ti\u021bi cu cardul de c\u0103l\u0103torie, ve\u021bi fi taxat cu 3,48 \u20ac, \u00eentruc\u00e2t Bunq va efectua schimbul pentru dvs., utiliz\u00e2nd cursuri reale de schimb interbancar (1,159 GBP\/EUR &#8211; 05.11.19).<\/p>\n\n\n\n<p>Dac\u0103 a\u021bi fi finalizat tranzac\u021bia printr-o banc\u0103 tradi\u021bional\u0103, atunci cel mai probabil vi s-ar fi solicitat taxe suplimentare pentru procedura de schimb (de exemplu, la banca mea greac\u0103 local\u0103 \u201ePiraeus\u201d, ratele sunt de 0,2%, minimum 1\u20ac). De asemenea, majoritatea b\u0103ncilor tradi\u021bionale folosesc rate care nu sunt \u00een favoarea membrilor lor (majoritatea cursurilor de schimb sunt plafonate \u00een beneficiul b\u0103ncii, astfel \u00eenc\u00e2t s\u0103 poat\u0103 profita de pe urma lor).<\/p>\n\n\n\n<p>Ceea ce cre\u0219te pre\u021bul pentru cafeaua mult dorit\u0103 de la Starbucks pu\u021bin peste 5\u20ac \u00een acest caz.<\/p>\n\n\n\n<p>Destul de mare diferen\u021ba, chiar dac\u0103 este doar o cafea, nu?<\/p>\n\n\n\n<p>Imagineaz\u0103-\u021bi profiturile, dac\u0103 lu\u0103m \u00een considerare toate tranzac\u021biile externe!<\/p>\n\n\n\n<p>O alt\u0103 caracteristic\u0103 pe care o ofer\u0103 Bunq este retragerile de numerar de la orice bancomat, din orice moned\u0103 din nou, la cursuri de schimb reale.<\/p>\n\n\n\n<p>Chiar dac\u0103 aceast\u0103 op\u021biune are un cost, cel de 0,99\u20ac per retragere, s-ar putea s\u0103 fie totu\u0219i doar o tax\u0103 marginal\u0103 de pl\u0103tit, lu\u00e2nd \u00een considerare taxele altor carduri tradi\u021bionale \u0219i cele ale caselor de schimb valutar.<\/p>\n\n\n\n<p>Abord\u00e2nd un alt subiect, compania se refer\u0103 (gre\u0219it &#8211; dac\u0103 m\u0103 \u00eentreba\u021bi pe mine) la cardul de c\u0103l\u0103torie Bunq ca fiind un card de credit.<\/p>\n\n\n\n<p>Totu\u0219i, nu confunda\u021bi, acest lucru nu este adev\u0103rat! Este un card de debit la fel ca celelalte c\u0103r\u021bi de debit disponibile.<\/p>\n\n\n\n<p>Motivul pentru acest lucru este faptul c\u0103 acest card de c\u0103l\u0103torie este la fel de acceptat pe c\u00e2t ar fi un card de credit.<\/p>\n\n\n\n<p>Cu toate acestea, nu pute\u021bi cheltui bani pe care nu \u00eei ave\u021bi deja \u00een card, a\u0219a cum a\u021bi putea face cu un card de credit real.<\/p>\n\n\n\n<p>Mai multe despre cum s\u0103 transfera\u021bi bani \u00een contul dvs. Bunq mai jos.<\/p>\n\n\n\n<p>Acum, dac\u0103 planul gratuit nu acoper\u0103 cerin\u021bele dvs. legate de b\u0103ncile digitale, este timpul s\u0103 trece\u021bi la unul dintre <strong>planurile premium Bunq<\/strong>.<\/p>\n\n\n\n<p>Aceste planuri ofer\u0103 mai mult dec\u00e2t un simplu card de debit, dar ofer\u0103 \u0219i un <strong>cont bancar olandez<\/strong> conectat la cardul Bunq.<\/p>\n\n\n\n<p>Asta \u00eenseamn\u0103 c\u0103 acum pute\u021bi <strong>primi pl\u0103\u021bi<\/strong>, dar, de asemenea, <strong>s\u0103 transfera\u021bi bani \u00een \u00eentreaga lume \u00een orice moned\u0103<\/strong>, folosind din nou <strong>cursuri de schimb reale<\/strong> (pe care Bunq le permite prin parteneriatul cu Transferwise).<\/p>\n\n\n\n<p>Haide\u021bi s\u0103 \u00een\u021belegem mai bine planurile \u0219i beneficiile sale.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\" id=\"header3\"><strong>C\u00e2t cost\u0103 Bunq?<\/strong><\/h2>\n\n\n\n<p>Exist\u0103 <strong>4 planuri de pre\u021b diferite<\/strong> pentru a r\u0103spunde fiec\u0103rei nevoi pe care cineva le-ar putea avea.<\/p>\n\n\n\n<p>Op\u021biunile sunt: <strong>carduri de c\u0103l\u0103torie, conturi premium, comune \u0219i de afaceri.<\/strong><\/p>\n\n\n\n<p>Am promis o explica\u021bie detaliat\u0103, nu-i a\u0219a?<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3 class=\"has-text-align-center wp-block-heading\"><strong>Cardul de c\u0103l\u0103torii \u2013 0\u20ac \/lun\u0103<\/strong><\/h3>\n\n\n\n<p>Cardul de c\u0103l\u0103torie este cardul de baz\u0103 \u0219i cel mai popular plan de tarifare Bunq.<\/p>\n\n\n\n<p><strong>O solu\u021bie bun\u0103 pentru noii membri<\/strong> care nu caut\u0103 func\u021bii bancare avansate \u0219i au nevoie doar de un card de debit pentru tranzac\u021biile lor la nivel mondial.<\/p>\n\n\n\n<p><strong>Planul pentru cardul de c\u0103l\u0103torie este gratuit<\/strong> \u0219i <strong>f\u0103r\u0103<\/strong> taxe lunare de abonament.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><a href=\"https:\/\/www.getbunq.app\/55XKFF\/225JFQ\/?uid=7\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"http:\/\/moneyminority.com\/wp-content\/uploads\/2019\/11\/bunq_Maestro_Front.png\" alt=\"Cardul de c\u0103l\u0103torii \u2013 0\u20ac \/lun\u0103\" class=\"wp-image-80179\" width=\"319\" height=\"506\" srcset=\"https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/11\/bunq_Maestro_Front.png 638w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/11\/bunq_Maestro_Front-189x300.png 189w\" sizes=\"(max-width: 319px) 100vw, 319px\" \/><\/a><\/figure><\/div>\n\n\n\n<p>Ofer\u0103:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Un card de debit Bunq<\/strong> <br>Utilizatorul poate alege \u00eentre un card <strong>MasterCard<\/strong> \u0219i un <strong>Maestro<\/strong> (cel mai popular pentru reziden\u021bii olandezi, deoarece este utilizat pe scar\u0103 larg\u0103 \u00een Olanda). Exist\u0103 o plat\u0103 unic\u0103 de <strong>9,99\u20ac<\/strong> pentru costurile de transport.<\/li><li><strong>Achizi\u021bii \u00een valut\u0103 (non-Euro)<\/strong> <br>Cu cardul de c\u0103l\u0103torii pute\u021bi face achizi\u021bii \u00een alte monede <strong>f\u0103r\u0103 taxe de schimb suplimentare<\/strong> \u0219i, de asemenea, beneficia\u021bi de <strong>cursuri reale de schimb<\/strong> pe care Transferwise le utilizeaz\u0103 (adic\u0103 rate reale MasterCard).<\/li><li><strong>Retrageri de numerar la nivel mondial<\/strong> <br>Pute\u021bi retrage bani din orice bancomat \u00een orice moned\u0103 (euro sau nu) pentru <strong>0,99\u20ac<\/strong> \/ retragere.<\/li><\/ul>\n\n\n\n<p>Mai mult dec\u00e2t at\u00e2t, exist\u0103 alte op\u021biuni foarte bune cum ar fi:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Notific\u0103ri instantanee pe ecranul telefonului mobil pentru orice tranzac\u021bii efectuate cu cardul.<\/li><li>Op\u021biunea de a dezactiva\/reactiva cardul imediat prin aplica\u021bie \u00een caz de furt sau pierdere.<\/li><\/ul>\n\n\n\n<p>Transferul de bani c\u0103tre cardul dvs. de c\u0103l\u0103torie cu <strong>ad\u0103ug\u0103ri instantanee <\/strong>de pe alte carduri este taxat cu un <strong>comision de 0,5%<\/strong> dac\u0103 este vorba despre un card bancar european \u0219i o tax\u0103 de 2,5% pentru cardurile bancare non UE.<\/p>\n\n\n\n<p>Transferul de bani prin transferuri bancare pe cardul dvs. Bunq <strong>nu are nicio tax\u0103 suplimentar\u0103<\/strong>, cel pu\u021bin nu de la Bunq.<\/p>\n\n\n\n<p>Mai multe despre cum s\u0103 transfera\u021bi bani pe cardul dvs. Bunq <u><a href=\"http:\/\/moneyminority.com\/ro\/bunq-bank-cardul-de-calatorii-ghid-in-limba-romana-2020\/#header6\">\u00eentr-o sec\u021biune de mai jos<\/a>.<\/u><\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-text-color has-background\" href=\"https:\/\/www.getbunq.app\/55XKFF\/225JFQ\/?uid=7\" style=\"background-color:#a42eb6;color:#ffffff\" target=\"_blank\" rel=\"noopener\"><strong>Contul gratuit pentru cardul de c\u0103l\u0103torie Bunq<\/strong><\/a><\/div>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3 class=\"has-text-align-center wp-block-heading\"><strong>Planul Premium \u2013 7,99\u20ac \/lun\u0103<\/strong><\/h3>\n\n\n\n<p>Dac\u0103 c\u0103uta\u021bi ceva mai mult dec\u00e2t un simplu card de debit de c\u0103l\u0103torie, va trebui s\u0103 consulta\u021bi planurile premium Bunq.<\/p>\n\n\n\n<p>Planul Premium este mai mult dec\u00e2t un card de debit, este <strong>un cont bancar cu caracteristici complete<\/strong> (unde, de fapt, pute\u021bi crea p\u00e2n\u0103 la 25 de ibanuri unice).<\/p>\n\n\n\n<p>Ca s\u0103 detaliez:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>P\u00e2n\u0103 la 3 carduri de debit<\/strong> <br>Pute\u021bi emite p\u00e2n\u0103 la 3 carduri de debit diferite (MasterCard sau Maestro) pentru care nu ve\u021bi pl\u0103ti nici un cost de transport.<\/li><li><strong>Cont bancar unic cu iBan<\/strong> <br>Bucura\u021bi-v\u0103 de posibilitatea de a crea p\u00e2n\u0103 la 25 de conturi diferite \u00een Bunq, fiecare cu un iBan unic, \u0219i transfera\u021bi cu u\u0219urin\u021b\u0103 bani c\u0103tre sau de la ei.<\/li><li><strong>10 retrageri bancare ATM gratuite<\/strong> <br>La fel ca \u00een cazul cardului de c\u0103l\u0103torie, pute\u021bi retrage bani \u0219i de la orice bancomat din lume, \u00een orice moned\u0103, cu tarifele pe care le utilizeaz\u0103 MasterCard. <strong>Primele 10 retrageri sunt f\u0103r\u0103 comisioane<\/strong>, \u00een timp ce taxa este de <strong>0,99 \u20ac\/retragere.<\/strong><\/li><\/ul>\n\n\n\n<p>\u00cen conformitate cu Planul Premium, v\u0103 pute\u021bi bucura, de asemenea, de beneficiile ad\u0103ug\u0103rii de bani \u00een cont gratuit p\u00e2n\u0103 la <strong>500 \u20ac\/lun\u0103.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-text-color has-background has-very-dark-gray-background-color\" href=\"https:\/\/www.getbunq.app\/55XKFF\/225JFQ\/?uid=4\" style=\"color:#ffffff\" target=\"_blank\" rel=\"noopener\"><strong>\u00cencearc\u0103 gratuit 30 zile Planul Premium<\/strong><\/a><\/div>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3 class=\"has-text-align-center wp-block-heading\"><strong>Planul comun \u2013 9,99\u20ac \/lun\u0103<\/strong><\/h3>\n\n\n\n<p>Ai Netflix?<\/p>\n\n\n\n<p>Dac\u0103 ai, atunci exist\u0103 \u0219ansa s\u0103-l \u00eemp\u0103r\u021bi\u021bi cu al\u021bi 3 prieteni, dintre care unul este eroul care pl\u0103te\u0219te abonamentul&#8230;<\/p>\n\n\n\n<p>Restul \u00eei promit beneficii unice, cum ar fi p\u00e2n\u0103 la 1 Mojito gratis\/lun\u0103 sau 2 cappuccino\/lun\u0103 ca plat\u0103 pentru abonament.<\/p>\n\n\n\n<p>P\u00e2n\u0103 acum este complet treaz \u0219i cu 2 cafele b\u0103ute mai pu\u021bin&#8230;<\/p>\n\n\n\n<p>Dac\u0103 totu\u0219i v\u0103 place aceast\u0103 situa\u021bie, o pute\u021bi recrea \u00een Planul comun Bunq!<\/p>\n\n\n\n<p>Dar, \u00een loc s\u0103 urm\u0103re\u0219ti Peaky Blinders, vei vedea c\u0103 prietenul t\u0103u se ofile\u0219te din cauza datoriei la care l-ai supus.<\/p>\n\n\n\n<p>Planul comun ofer\u0103 toate avantajele pe care le ofer\u0103 Planul Premium \u0219i poate fi \u201e\u00eemp\u0103r\u021bit\u201d \u00een maximum 4 c\u0103r\u021bi de credit diferite!<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-text-color has-background\" href=\"https:\/\/www.getbunq.app\/55XKFF\/225JFQ\/?uid=3\" style=\"background-color:#a42eb6;color:#ffffff\" target=\"_blank\" rel=\"noopener\"><strong>Mai multe informa\u021bii despre Planul Comun<\/strong><\/a><\/div>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3 class=\"has-text-align-center wp-block-heading\"><strong>Planul Business \u2013 9,99\u20ac\/lun\u0103<\/strong><\/h3>\n\n\n\n<p>Op\u021biunea Bunq pentru de\u021bin\u0103torii de afaceri.<\/p>\n\n\n\n<p>Sunte\u021bi un om de afaceri \u0219i dori\u021bi s\u0103 folosi\u021bi Bunq ca banca dvs. oficial\u0103 \u0219i s\u0103 beneficia\u021bi de func\u021biile sale?<\/p>\n\n\n\n<p>U\u015for!<\/p>\n\n\n\n<p>Pute\u021bi face acest lucru cu <strong>9,99 \u20ac\/lun\u0103.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-text-color has-background has-very-dark-gray-background-color\" href=\"https:\/\/www.getbunq.app\/55XKFF\/225JFQ\/?uid=6\" style=\"color:#ffffff\" target=\"_blank\" rel=\"noopener\"><strong>Mai multe informa\u021bii despre Planul de afaceri<\/strong><\/a><\/div>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\" id=\"header4\"><strong>Este Bunq sigur?<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"600\" src=\"http:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0395\u03af\u03bd\u03b1\u03b9-\u03b1\u03c3\u03c6\u03b1\u03bb\u03ae\u03c2-\u03b7-Bunq.jpg\" alt=\"Este Bunq sigur?\" class=\"wp-image-80182\" srcset=\"https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0395\u03af\u03bd\u03b1\u03b9-\u03b1\u03c3\u03c6\u03b1\u03bb\u03ae\u03c2-\u03b7-Bunq.jpg 900w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0395\u03af\u03bd\u03b1\u03b9-\u03b1\u03c3\u03c6\u03b1\u03bb\u03ae\u03c2-\u03b7-Bunq-300x200.jpg 300w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0395\u03af\u03bd\u03b1\u03b9-\u03b1\u03c3\u03c6\u03b1\u03bb\u03ae\u03c2-\u03b7-Bunq-768x512.jpg 768w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0395\u03af\u03bd\u03b1\u03b9-\u03b1\u03c3\u03c6\u03b1\u03bb\u03ae\u03c2-\u03b7-Bunq-270x180.jpg 270w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0395\u03af\u03bd\u03b1\u03b9-\u03b1\u03c3\u03c6\u03b1\u03bb\u03ae\u03c2-\u03b7-Bunq-370x247.jpg 370w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><figcaption>C\u00e2t de sigur este?<\/figcaption><\/figure><\/div>\n\n\n\n<p>A\u021bi p\u0103stra banii c\u00e2\u0219tiga\u021bi cu greu \u00eentr-un loc nesigur?<\/p>\n\n\n\n<p>Sunt sigur c\u0103 nu o vei face!<\/p>\n\n\n\n<p>Din fericire, \u00eemp\u0103rt\u0103\u0219e\u0219ti aceste cuno\u0219tin\u021be de bun-sim\u021b cu echipa Bunq, care a \u00eentreprins urm\u0103toarele ac\u021biuni pentru a v\u0103 asigura c\u0103 banii dvs. sunt p\u0103stra\u021bi \u00een siguran\u021b\u0103.<\/p>\n\n\n\n<p>Pentru \u00eenceput, Bunq opereaz\u0103 <strong>complet sub licen\u021ba<\/strong> de <strong><u><a href=\"https:\/\/en.wikipedia.org\/wiki\/De_Nederlandsche_Bank\" target=\"_blank\" rel=\"noopener\">Banc\u0103 Central\u0103 Olandez\u0103 (DNB)<\/a> <\/u><\/strong>ca <strong>institu\u021bie bancar\u0103 european\u0103.<\/strong><\/p>\n\n\n\n<p>Pentru a merge \u00eempreun\u0103 cu licen\u021ba B\u0103ncii Centrale Olandeze, este ceva numit <strong><u><a href=\"https:\/\/www.dnb.nl\/en\/resolution\/depositogarantiestelsel\/index.jsp\" target=\"_blank\" rel=\"noopener\">Schema de garantare a depozitelor<\/a><\/u><\/strong><strong>&nbsp;(DGS).<\/strong><\/p>\n\n\n\n<p>Pe scurt, acest sistem garanteaz\u0103 depozite de p\u00e2n\u0103 la <strong>100.000\u20ac<\/strong> \u00een caz de faliment.<\/p>\n\n\n\n<p>\u00cen func\u021bii de securitate mai imediate, Bunq permite utilizatorilor s\u0103-\u0219i \u00eenghe\u021be sau s\u0103 dezgheze instantaneu cardurile \u00een orice moment prin intermediul dispozitivelor mobile.<\/p>\n\n\n\n<p>\u00cen sf\u00e2r\u0219it, o nou\u0103 caracteristic\u0103 de securitate pe care o ofer\u0103 Bunq, una pe care nu am mai \u00eent\u00e2lnit-o p\u00e2n\u0103 acum, este faptul c\u0103 aceste carduri Bunq vin f\u0103r\u0103 cifre CVC pe spate.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/moneyminority.com\/wp-content\/uploads\/2019\/11\/\u03a0\u03af\u03c3\u03c9-\u03c0\u03bb\u03b5\u03c5\u03c1\u03ac-travel-card-\u03c7\u03c9\u03c1\u03af\u03c2-CVC.jpg\" alt=\"Back side of the travel card with no CVC\" class=\"wp-image-80185\" width=\"319\" height=\"506\" srcset=\"https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/11\/\u03a0\u03af\u03c3\u03c9-\u03c0\u03bb\u03b5\u03c5\u03c1\u03ac-travel-card-\u03c7\u03c9\u03c1\u03af\u03c2-CVC.jpg 638w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/11\/\u03a0\u03af\u03c3\u03c9-\u03c0\u03bb\u03b5\u03c5\u03c1\u03ac-travel-card-\u03c7\u03c9\u03c1\u03af\u03c2-CVC-189x300.jpg 189w\" sizes=\"(max-width: 319px) 100vw, 319px\" \/><\/figure><\/div>\n\n\n\n<p>\u00cen schimb, Bunq a ad\u0103ugat sistemul de securitate cu cifre CVC \u00een aplica\u021bia mobil\u0103. Pute\u021bi alege dac\u0103 dori\u021bi sau nu cifrele statice (\u00eentotdeauna la fel) sau dinamice (s\u0103 se schimbe la fiecare c\u00e2teva minute).<\/p>\n\n\n\n<p>Un obstacol suplimentar pentru ho\u021bi.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\" id=\"header5\"><strong>Cum \u00eemi deschid un cont Bunq<\/strong><\/h2>\n\n\n\n<p>Deci, sun\u0103 Bunq ca o op\u021biune bun\u0103 \u0219i util\u0103 pentru tine?<\/p>\n\n\n\n<p><strong>Excelent!<\/strong><\/p>\n\n\n\n<p>Urma\u021bi acest ghid de \u00eenregistrare pas cu pas \u0219i ve\u021bi fi gata \u00een scurt timp!<\/p>\n\n\n\n<p><strong><em>*Not\u0103:&nbsp;<\/em><\/strong><em>&nbsp;<\/em><em>Ve\u021bi avea nevoie de o form\u0103 de document legal pentru crearea unui cont. P\u0103stra\u021bi pa\u0219aportul, cartea de identitate sau permisul la \u00eendem\u00e2n\u0103.<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3 class=\"has-text-align-center wp-block-heading\"><strong>Pasul 1:&nbsp;<\/strong><br><strong>Desc\u0103rca\u021bi aplica\u021bia<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/bunq.endtrk.com\/cmp\/3959W1\/3GR1X\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"520\" src=\"http:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u039a\u03b1\u03c4\u03ad\u03b2\u03b1\u03c3\u03b5-\u03c4\u03b7\u03bd-\u0395\u03c6\u03b1\u03c1\u03bc\u03bf\u03b3\u03ae-\u03c3\u03c4\u03bf-\u03ba\u03b9\u03bd\u03b7\u03c4\u03cc-\u03c3\u03bf\u03c5.jpg\" alt=\"Descarc\u0103 aplica\u021bia mobil\u0103 Bunq gratuit\" class=\"wp-image-80188\" srcset=\"https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u039a\u03b1\u03c4\u03ad\u03b2\u03b1\u03c3\u03b5-\u03c4\u03b7\u03bd-\u0395\u03c6\u03b1\u03c1\u03bc\u03bf\u03b3\u03ae-\u03c3\u03c4\u03bf-\u03ba\u03b9\u03bd\u03b7\u03c4\u03cc-\u03c3\u03bf\u03c5.jpg 900w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u039a\u03b1\u03c4\u03ad\u03b2\u03b1\u03c3\u03b5-\u03c4\u03b7\u03bd-\u0395\u03c6\u03b1\u03c1\u03bc\u03bf\u03b3\u03ae-\u03c3\u03c4\u03bf-\u03ba\u03b9\u03bd\u03b7\u03c4\u03cc-\u03c3\u03bf\u03c5-300x173.jpg 300w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u039a\u03b1\u03c4\u03ad\u03b2\u03b1\u03c3\u03b5-\u03c4\u03b7\u03bd-\u0395\u03c6\u03b1\u03c1\u03bc\u03bf\u03b3\u03ae-\u03c3\u03c4\u03bf-\u03ba\u03b9\u03bd\u03b7\u03c4\u03cc-\u03c3\u03bf\u03c5-768x444.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/a><\/figure>\n\n\n\n<p>Primul pas pe care trebuie s\u0103 \u00eel face\u021bi este <strong>desc\u0103rcarea aplica\u021biei mobile Bunq pe dispozitiv<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-text-color has-background\" href=\"https:\/\/www.getbunq.app\/55XKFF\/225JFQ\/?uid=3\" style=\"background-color:#a42eb6;color:#ffffff\" target=\"_blank\" rel=\"noopener\"><strong>Descarc\u0103 aplica\u021bia mobil\u0103 Bunq gratuit<\/strong><\/a><\/div>\n\n\n\n<p>Dac\u0103 urma\u021bi linkul de mai sus de pe dispozitivul mobil, ve\u021bi fi transferat pe Google Play sau App Store de unde pute\u021bi desc\u0103rca aplica\u021bia pe dispozitiv.<\/p>\n\n\n\n<p>Dac\u0103, pe de alt\u0103 parte, utiliza\u021bi un computer, ve\u021bi fi transferat pe site-ul web Bunq pentru a finaliza \u00eenscrierea.<\/p>\n\n\n\n<h3 class=\"has-text-align-center wp-block-heading\"><strong>Pasul 2:&nbsp;<\/strong><br><strong>Crearea contului<\/strong><\/h3>\n\n\n\n<p>Dup\u0103 desc\u0103rcarea \u0219i instalarea aplica\u021biei, este timpul s\u0103 v\u0103 crea\u021bi un cont.<\/p>\n\n\n\n<p>Deschide\u021bi aplica\u021bia \u0219i alege\u021bi <strong>\u201e\u00cenregistreaz\u0103-te acum\u201d.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0394\u03b7\u03bc\u03b9\u03bf\u03c5\u03c1\u03b3\u03af\u03b1-\u039b\u03bf\u03b3\u03b1\u03c1\u03b9\u03b1\u03c3\u03bc\u03bf\u03cd-\u03c3\u03c4\u03b7\u03bd-\u03a8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ae-\u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1-1.jpg\" alt=\"Creating an account in the Digital Bank\" class=\"wp-image-80191\" width=\"230\" height=\"450\" srcset=\"https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0394\u03b7\u03bc\u03b9\u03bf\u03c5\u03c1\u03b3\u03af\u03b1-\u039b\u03bf\u03b3\u03b1\u03c1\u03b9\u03b1\u03c3\u03bc\u03bf\u03cd-\u03c3\u03c4\u03b7\u03bd-\u03a8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ae-\u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1-1.jpg 460w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0394\u03b7\u03bc\u03b9\u03bf\u03c5\u03c1\u03b3\u03af\u03b1-\u039b\u03bf\u03b3\u03b1\u03c1\u03b9\u03b1\u03c3\u03bc\u03bf\u03cd-\u03c3\u03c4\u03b7\u03bd-\u03a8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ae-\u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1-1-153x300.jpg 153w\" sizes=\"(max-width: 230px) 100vw, 230px\" \/><\/figure><\/div>\n\n\n\n<p>\u00cen pasul urm\u0103tor, trebuie s\u0103 alege\u021bi planul de tarifare care se potrive\u0219te cel mai bine nevoilor dvs.<\/p>\n\n\n\n<p>Sugestia mea ar fi s\u0103 \u00eencepe\u021bi cu <strong>cardul de c\u0103l\u0103torie<\/strong>, care este gratuit \u0219i, pe m\u0103sur\u0103 ce v\u0103 familiariza\u021bi mai bine cu Bunq, pute\u021bi oric\u00e2nd s\u0103 face\u021bi upgrade la un Premium, dac\u0103 cerin\u021bele dvs. cresc.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0395\u03c0\u03b9\u03bb\u03bf\u03b3\u03ae-\u03ba\u03b1\u03c4\u03ac\u03bb\u03bb\u03b7\u03bb\u03bf\u03c5-Pricing-Plan-\u03c3\u03c4\u03b7\u03bd-Bunq.jpg\" alt=\"Choosing the appropriate Bunq Pricing Plan\" class=\"wp-image-80194\" width=\"230\" height=\"450\" srcset=\"https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0395\u03c0\u03b9\u03bb\u03bf\u03b3\u03ae-\u03ba\u03b1\u03c4\u03ac\u03bb\u03bb\u03b7\u03bb\u03bf\u03c5-Pricing-Plan-\u03c3\u03c4\u03b7\u03bd-Bunq.jpg 460w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0395\u03c0\u03b9\u03bb\u03bf\u03b3\u03ae-\u03ba\u03b1\u03c4\u03ac\u03bb\u03bb\u03b7\u03bb\u03bf\u03c5-Pricing-Plan-\u03c3\u03c4\u03b7\u03bd-Bunq-153x300.jpg 153w\" sizes=\"(max-width: 230px) 100vw, 230px\" \/><\/figure><\/div>\n\n\n\n<p>\u00cen continuare, trebuie s\u0103 completa\u021bi urm\u0103toarele informa\u021bii personale:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Numele<\/strong> t\u0103u <strong>complet<\/strong><\/li><li><strong>Genul<\/strong> tau<\/li><li><strong>Data<\/strong> ta de <strong>nastere<\/strong><\/li><\/ul>\n\n\n\n<p>Apoi, trebuie s\u0103 verifica\u021bi num\u0103rul dvs. de <strong>telefon mobil<\/strong> (ve\u021bi primi imediat un sms cu un cod de verificare) \u0219i <strong>e-mailul<\/strong> dvs.<\/p>\n\n\n\n<p>\u00cen cele din urm\u0103, trebuie s\u0103 alege\u021bi o <strong>parol\u0103 de 6 cifre<\/strong> pe care o ve\u021bi folosi pentru a v\u0103 conecta la aplica\u021bie.<\/p>\n\n\n\n<p><em>*Nu o uita\u021bi<\/em><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0394\u03b7\u03bc\u03b9\u03bf\u03c5\u03c1\u03b3\u03af\u03b1-\u03c0\u03c1\u03bf\u03c3\u03c9\u03c0\u03b9\u03ba\u03bf\u03cd-\u03ba\u03c9\u03b4\u03b9\u03ba\u03bf\u03cd-\u03c3\u03cd\u03bd\u03b4\u03b5\u03c3\u03b7\u03c2.jpg\" alt=\"Crearea unui cod personal\" class=\"wp-image-80197\" width=\"220\" height=\"450\" srcset=\"https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0394\u03b7\u03bc\u03b9\u03bf\u03c5\u03c1\u03b3\u03af\u03b1-\u03c0\u03c1\u03bf\u03c3\u03c9\u03c0\u03b9\u03ba\u03bf\u03cd-\u03ba\u03c9\u03b4\u03b9\u03ba\u03bf\u03cd-\u03c3\u03cd\u03bd\u03b4\u03b5\u03c3\u03b7\u03c2.jpg 439w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0394\u03b7\u03bc\u03b9\u03bf\u03c5\u03c1\u03b3\u03af\u03b1-\u03c0\u03c1\u03bf\u03c3\u03c9\u03c0\u03b9\u03ba\u03bf\u03cd-\u03ba\u03c9\u03b4\u03b9\u03ba\u03bf\u03cd-\u03c3\u03cd\u03bd\u03b4\u03b5\u03c3\u03b7\u03c2-146x300.jpg 146w\" sizes=\"(max-width: 220px) 100vw, 220px\" \/><\/figure><\/div>\n\n\n\n<h3 class=\"has-text-align-center wp-block-heading\"><strong>Pasul 3: <\/strong><br><strong>Verificarea contului<\/strong><\/h3>\n\n\n\n<p>Ura! Contul este creat!<\/p>\n\n\n\n<p>Acum este timpul s\u0103 verific\u0103m informa\u021biile pe care le-am completat, astfel \u00eenc\u00e2t acestea s\u0103 poat\u0103 fi activate.<\/p>\n\n\n\n<p>Procedura este destul de similar\u0103 cu procesul de verificare pe care l-am \u00eent\u00e2lnit la deschiderea unui cont \u00een <u><a href=\"http:\/\/moneyminority.com\/en\/monese-review\/#header5\">Monese Digital Bank<\/a><\/u>.<\/p>\n\n\n\n<p>Ve\u021bi avea nevoie de <strong>unul<\/strong> dintre aceste documente legale:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Carte de identitate<\/strong><\/li><li><strong>Pa\u0219aport<\/strong><\/li><li><strong>Permis de conducere<\/strong><\/li><li><strong>Permis de re\u0219edin\u021b\u0103<\/strong><\/li><\/ul>\n\n\n\n<p>Mi-am folosit pa\u0219aportul pentru procesul de identificare, pentru care mi s-a cerut s\u0103 fac o fotografie.<\/p>\n\n\n\n<p>Pentru a se asigura c\u0103 am fost de fapt eu, <strong>au cerut un fel de identificare facial\u0103, deci:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Mi-am f\u0103cut un selfie<\/li><li>Un videoclip scurt \u00een care a trebuit s\u0103 \u00eentorc capul \u00een lateral.<\/li><li>Vorbi\u021bi c\u00e2teva numere \u00een englez\u0103<\/li><\/ul>\n\n\n\n<p>* <em>Nu fi\u021bi ner\u0103bd\u0103tori, a fost destul de simplu \u0219i a durat doar 1 minut<\/em><\/p>\n\n\n\n<h3 class=\"has-text-align-center wp-block-heading\"><strong>Pasul 4:&nbsp;<\/strong><br><strong>Comandarea cardului Bunq<\/strong><\/h3>\n\n\n\n<p>Ultimul pas \u00een crearea contului este comandarea unui <strong>Card Bunq<\/strong> (MasterCard sau Maestro).<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0391\u03c0\u03bf\u03c3\u03c4\u03bf\u03bb\u03ae-bunq-\u03ba\u03ac\u03c1\u03c4\u03b1\u03c2-\u03c3\u03c4\u03bf-\u03c3\u03c0\u03af\u03c4\u03b9-\u03c3\u03bf\u03c5.jpg\" alt=\"Expedierea cardului Bunq la domiciliu\" class=\"wp-image-80200\" width=\"230\" height=\"450\" srcset=\"https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0391\u03c0\u03bf\u03c3\u03c4\u03bf\u03bb\u03ae-bunq-\u03ba\u03ac\u03c1\u03c4\u03b1\u03c2-\u03c3\u03c4\u03bf-\u03c3\u03c0\u03af\u03c4\u03b9-\u03c3\u03bf\u03c5.jpg 460w, https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0391\u03c0\u03bf\u03c3\u03c4\u03bf\u03bb\u03ae-bunq-\u03ba\u03ac\u03c1\u03c4\u03b1\u03c2-\u03c3\u03c4\u03bf-\u03c3\u03c0\u03af\u03c4\u03b9-\u03c3\u03bf\u03c5-153x300.jpg 153w\" sizes=\"(max-width: 230px) 100vw, 230px\" \/><\/figure><\/div>\n\n\n\n<p>Va trebui s\u0103 ad\u0103uga\u021bi c\u00e2teva informa\u021bii despre adres\u0103 pentru ca livrarea cardului dvs. s\u0103 aib\u0103 loc.<\/p>\n\n\n\n<p>Costul transportului este de <strong>9,99\u20ac,<\/strong> dac\u0103 nu invita\u021bi 5 prieteni la Bunq, caz \u00een care este gratuit.<\/p>\n\n\n\n<p>De obicei, este nevoie de aproximativ <strong>10 zile lucr\u0103toare<\/strong> pentru a ajunge cardul.<\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\" id=\"header6\"><strong>Cum \u00eemi pot transfera bani \u00een contul meu<\/strong><\/h2>\n\n\n\n<p>Dup\u0103 ce a\u021bi terminat cu tot, crearea contului, verificarea \u0219i comanda cardului, este timpul s\u0103 transfera\u021bi primii bani \u00een contul Bunq.<\/p>\n\n\n\n<p>Vestea bun\u0103 este c\u0103 Bunq ofer\u0103 multe op\u021biuni diferite pentru a finaliza transferurile.<\/p>\n\n\n\n<h3 class=\"has-text-align-center wp-block-heading\"><strong>Transfer de bani prin ad\u0103ugarea instant\u0103 de fonduri pe card (Top-up)<\/strong><\/h3>\n\n\n\n<p>Top-up-urile reprezint\u0103 op\u021biunea mai rapid\u0103 \u0219i mai u\u0219oar\u0103 de a transfera bani \u00een contul Bunq.<\/p>\n\n\n\n<p>Prin orice alt card, debit sau credit, pute\u021bi finaliza \u201epl\u0103\u021bi\u201d c\u0103tre cardul dvs. Bunq.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0391\u03c0\u03bf\u03c3\u03c4\u03bf\u03bb\u03ae-\u03a7\u03c1\u03b7\u03bc\u03ac\u03c4\u03c9\u03bd-\u03bc\u03b5-\u039a\u03ac\u03c1\u03c4\u03b1-Instant-Top-up.gif\" alt=\"Transferul de bani cu cardul instantaneu\" class=\"wp-image-80203\" width=\"225\" height=\"400\"\/><\/figure><\/div>\n\n\n\n<p><strong><em>*Aten\u021bie:<\/em><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Pentru de\u021bin\u0103torii de carduri de c\u0103l\u0103torie, exist\u0103 <strong>un comision de 0,5%<\/strong> pentru fiecare transfer.<\/li><li>Doar <strong>cardurile personale<\/strong> sunt valabile (nu cele ale companiei).<\/li><li>Pute\u021bi utiliza carduri <strong>Visa<\/strong> \u0219i <strong>MasterCard<\/strong> numai din \u021b\u0103rile SEE.<\/li><\/ul>\n\n\n\n<h3 class=\"has-text-align-center wp-block-heading\"><strong>Trimite bani prin transfer bancar (Remiten\u021b\u0103)<\/strong><\/h3>\n\n\n\n<p>De asemenea, pute\u021bi trimite bani \u00een contul Bunq printr-un transfer bancar (remitere) de la banca dvs. tradi\u021bional\u0103.<\/p>\n\n\n\n<p>Procesul este urm\u0103torul:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>G\u0103si\u021bi-v\u0103 iBanul personal \u00een Bunq<\/li><li>Conecta\u021bi-v\u0103 la serviciile de e-Banking ale b\u0103ncii dvs. tradi\u021bionale \u0219i selecta\u021bi Transfer bancar<\/li><li>Alege\u021bi suma pe care dori\u021bi s\u0103 o trimite\u021bi, completa\u021bi informa\u021biile necesare despre contul Bunq \u0219i selecta\u021bi trimite<\/li><li><strong>\u0218i a\u021bi terminat!<\/strong><\/li><\/ul>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/moneyminority.com\/wp-content\/uploads\/2019\/10\/\u0391\u03c0\u03bf\u03c3\u03c4\u03bf\u03bb\u03ae-\u03a7\u03c1\u03b7\u03bc\u03ac\u03c4\u03c9\u03bd-\u03bc\u03b5-\u03a4\u03c1\u03b1\u03c0\u03b5\u03b6\u03b9\u03ba\u03cc-\u0388\u03bc\u03b2\u03b1\u03c3\u03bc\u03b1.gif\" alt=\"Trimiterea banilor prin transfer bancar\" class=\"wp-image-80206\" width=\"243\" height=\"432\"\/><\/figure><\/div>\n\n\n\n<p><strong><em>*Aten\u021bie:<\/em><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>De\u0219i nu exist\u0103 taxe din partea Bunq, <strong>de obicei exist\u0103 un comision de la banca dvs. tradi\u021bional\u0103.<\/strong> Pentru sume de p\u00e2n\u0103 la 2000\u20ac am fost taxat <strong>1\u20ac<\/strong> (de la banca mea greac\u0103 local\u0103 \u201ePiraeus\u201d).<\/li><li>Banii transfera\u021bi vor fi vizibili \u00een contul Bunq \u00een <strong>1 p\u00e2n\u0103 la 2 zile lucr\u0103toare.<\/strong><\/li><li>Asigura\u021bi-v\u0103 c\u0103 selecta\u021bi <strong>SHA<\/strong> ca metod\u0103 de \u00eenc\u0103rcare pentru transfer.<\/li><\/ul>\n\n\n\n<h3 class=\"has-text-align-center wp-block-heading\"><strong>Transfera\u021bi bani cu Transferwise<\/strong><\/h3>\n\n\n\n<p>Bunq este asociat cu <strong>Transferwise<\/strong>.<\/p>\n\n\n\n<p>Pute\u021bi conecta contul Transferwise la Bunq pentru a trimite sau primi bani \u00een peste 70 de \u021b\u0103ri folosind \u00eentotdeauna cursuri de schimb reale interbancare.<\/p>\n\n\n\n<h3 class=\"has-text-align-center wp-block-heading\"><strong>Transfer\u0103 bani cu Sofort, iDEAL &amp; Cash<\/strong><\/h3>\n\n\n\n<p>Dac\u0103 serviciile Sofort sau iDEAL sunt acceptate \u00een \u021bara de re\u0219edin\u021b\u0103, pute\u021bi transfera bani \u00een contul dvs. prin ad\u0103ug\u0103ri instantanee.<\/p>\n\n\n\n<p>\u00cen plus, pute\u021bi depune numerar \u00een bancomatele partenere, cum ar fi <strong>GWK Travelex<\/strong> \u00een Olanda sau <strong>Barzahlen<\/strong> \u00een Germania, Austria \u0219i Italia.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\" id=\"header7\"><strong>B\u0103nci digitale alternative&nbsp;<\/strong><\/h2>\n\n\n\n<p>Banca digital\u0103 este o industrie \u00een plin\u0103 expansiune \u00een prezent, astfel \u00eenc\u00e2t exist\u0103 multe alternative.<\/p>\n\n\n\n<p>At\u00e2t de multe sunt deseori cople\u0219itoare pentru utilizatorii obi\u0219nui\u021bi.<\/p>\n\n\n\n<p>Din fericire, am f\u0103cut deja munca pentru tine \u0219i \u00ee\u021bi prezint cu m\u00e2ndrie o multitudine de ghiduri care s\u0103 te ajute s\u0103 alegi:<\/p>\n\n\n\n<h3 class=\"has-text-align-center wp-block-heading\"><strong>Revolut<\/strong><\/h3>\n\n\n\n<p><strong>Revolut<\/strong> a fost fondat\u0103 la Londra \u00een 2015 \u0219i este \u00een prezent cea mai popular\u0103 op\u021biune de banc\u0103 digital\u0103.<\/p>\n\n\n\n<p>Ghid complet Revolut &#8211; In Construction<\/p>\n\n\n\n<h3 class=\"has-text-align-center wp-block-heading\"><strong>N26<\/strong><\/h3>\n\n\n\n<p><strong>N26<\/strong> a fost fondat\u0103 la Berlin \u00een 2013 \u0219i este una dintre cele mai mari b\u0103nci digitale din Europa.<\/p>\n\n\n\n<p>Ghid complet N26 &#8211; In Construction<\/p>\n\n\n\n<h3 class=\"has-text-align-center wp-block-heading\"><strong>Monese<\/strong><\/h3>\n\n\n\n<p>Monese a fost, de asemenea, fondat\u0103 la Londra \u00een 2015 \u0219i este op\u021biunea perfect\u0103 pentru cei <strong>care doresc s\u0103 se mute sau s\u0103 locuiasc\u0103 deja \u00een Marea Britanie.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-text-color has-background has-vivid-cyan-blue-background-color\" href=\"http:\/\/moneyminority.com\/ro\/cardul-monese-ghid\/\" style=\"color:#ffffff\"><strong>Ghid complet Monese <\/strong><\/a><\/div>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\" id=\"header8\"><strong>Concluzie<\/strong><\/h2>\n\n\n\n<p>Bunq este o banc\u0103 oficial\u0103 a Olandei \u0219i ofer\u0103 o op\u021biune de banc\u0103 digital\u0103 <strong>ideal\u0103 pentru reziden\u021bii Olandei<\/strong> (este singura pe care am \u00eent\u00e2lnit-o care emite un card Maestro) <strong>care c\u0103l\u0103toresc adesea \u00een str\u0103in\u0103tate<\/strong>, <strong>dar \u0219i pentru reziden\u021bii din UE<\/strong>.<\/p>\n\n\n\n<p>Ofer\u0103 o aplica\u021bie prietenoas\u0103 \u0219i u\u0219or de utilizat pentru utilizatorul obi\u0219nuit. De asemenea, <strong>procedurile de \u00eenscriere dureaz\u0103 doar c\u00e2teva minute<\/strong> \u0219i au loc exclusiv online.<\/p>\n\n\n\n<p><strong>Ratele valutare reale \u0219i transferurile de bani interna\u021bionale gratuite<\/strong> prin Transferwise ofer\u0103 o experien\u021b\u0103 bancar\u0103 foarte lin\u0103 \u0219i ieftin\u0103, disponibil\u0103 la nivel mondial.<\/p>\n\n\n\n<p>Un aspect negativ este cu siguran\u021b\u0103 c\u0103, pentru a avea o experien\u021b\u0103 bancar\u0103 digital\u0103 complet\u0103 (card \u0219i cont bancar), va trebui s\u0103 alege\u021bi unul dintre planurile pl\u0103tite, cum ar fi cel premium (cu un abonament lunar de <strong>7,99\u20ac<\/strong>)<strong>.<\/strong><\/p>\n\n\n\n<p>Mai mult, dac\u0103 alege\u021bi <strong>Planul gratuit pentru c\u0103l\u0103torie<\/strong>, costurile de livrare (<strong>9,99\u20ac)<\/strong> pentru cardul de debit \u0219i taxa de retragere de la bancomat de <strong>0,99\u20ac<\/strong> pe retragere, sunt c\u00e2teva dintre aspectele negative care \u201estric\u0103\u201d, s\u0103 zic a\u0219a.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p>Dac\u0103 ave\u021bi \u00eentreb\u0103ri sau dori\u021bi doar s\u0103 \u00eemp\u0103rt\u0103\u0219i\u021bi experien\u021ba dvs. cu Bunq, nu ezita\u021bi s\u0103 l\u0103sa\u021bi un comentariu aici!<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\" id=\"header10\"><strong>F.A.Q.<\/strong><\/h2>\n\n\n\n<p>Iat\u0103 c\u00e2teva \u00eentreb\u0103ri frecvente cu privire la Bunq \u0219i utilizarea acestuia:<\/p>\n\n\n\t\t<section class=\"sc_fs_faq sc_card \">\n\t\t\t<div>\n\t\t\t\t<h2>Ce este Bunq?<\/h2>\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t\t<p>\n\t\t\t\t\t\tBunq este o banc\u0103 digital\u0103 care \u00ee\u0219i ofer\u0103 serviciile exclusiv online, prin aplica\u021bia Bunq Mobile \u0219i nu are niciun fel de facilit\u0103\u021bi de banc\u0103 fizic\u0103. A fost fondat\u0103 \u00een 2015 la Amsterdam, Olanda, de Ali Niknam.\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"sc_fs_faq sc_card \">\n\t\t\t<div>\n\t\t\t\t<h2>Ce ofer\u0103 Bunq?<\/h2>\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t\t<p>\n\t\t\t\t\t\tBunq ofer\u0103 acces la toate nevoile bancare pe care le-ar putea avea doar prin intermediul unui ecran al telefonului mobil \u0219i al unui card de debit (Bunq Card) care vine cu acesta. Pute\u021bi deschide gratuit un cont Bunq pe site-ul oficial.\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"sc_fs_faq sc_card \">\n\t\t\t<div>\n\t\t\t\t<h2>Este Bunq disponibil \u00een Romania?<\/h2>\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t\t<p>\n\t\t\t\t\t\tDesigur! Bunq este disponibil \u00een Rom\u00e2nia, \u0219i \u00een urm\u0103toarele \u021b\u0103ri: Austria, Belgia, Bulgaria, Croa\u021bia, Cipru, Republica Ceh\u0103, Danemarca, Estonia, Finlanda, Fran\u021ba, Germania, Grecia, Ungaria, Islanda, Italia, Irlanda, Letonia, Liechtenstein, Lituania, Luxemburg, Malta, Olanda, Norvegia, Polonia, Portugalia , Spania, Slovacia, Slovenia, Suedia \u0219i Regatul Unit.\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"sc_fs_faq sc_card \">\n\t\t\t<div>\n\t\t\t\t<h2>Este cardul Bunq de c\u0103l\u0103torii un card de credit?<\/h2>\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t\t<p>\n\t\t\t\t\t\tDe\u0219i Bunq pare s\u0103 \u00ee\u0219i promoveze cardul de c\u0103l\u0103torie ca \u0219i un card de credit, nu este mai mult dec\u00e2t un <strong>card de debit tradi\u021bional<\/strong>! Cred c\u0103 o parte din g\u00e2ndirea din spatele acestei alegeri de marketing este faptul c\u0103 acest card de c\u0103l\u0103torie este <strong>acceptat pentru orice tranzac\u021bii din \u00eentreaga lume<\/strong>, spre deosebire de cardul prepl\u0103tit. Cu toate acestea, dac\u0103 m\u0103 \u00eentreba\u021bi pe mine, <strong>nu cred c\u0103 aceast\u0103 g\u00e2ndire este foarte ra\u021bional\u0103 \u0219i nu a\u0219 spune c\u0103 o sus\u021bin.<\/strong> \t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\n<script type=\"application\/ld+json\">\n\t{\n\t\t\"@context\": \"https:\/\/schema.org\",\n\t\t\"@type\": \"FAQPage\",\n\t\t\"mainEntity\": [\n\t\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"Ce este Bunq?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"Bunq este o banc\u0103 digital\u0103 care \u00ee\u0219i ofer\u0103 serviciile exclusiv online, prin aplica\u021bia Bunq Mobile \u0219i nu are niciun fel de facilit\u0103\u021bi de banc\u0103 fizic\u0103. A fost fondat\u0103 \u00een 2015 la Amsterdam, Olanda, de Ali Niknam.\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"Ce ofer\u0103 Bunq?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"Bunq ofer\u0103 acces la toate nevoile bancare pe care le-ar putea avea doar prin intermediul unui ecran al telefonului mobil \u0219i al unui card de debit (Bunq Card) care vine cu acesta. Pute\u021bi deschide gratuit un cont Bunq pe site-ul oficial.\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"Este Bunq disponibil \u00een Romania?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"Desigur! Bunq este disponibil \u00een Rom\u00e2nia, \u0219i \u00een urm\u0103toarele \u021b\u0103ri: Austria, Belgia, Bulgaria, Croa\u021bia, Cipru, Republica Ceh\u0103, Danemarca, Estonia, Finlanda, Fran\u021ba, Germania, Grecia, Ungaria, Islanda, Italia, Irlanda, Letonia, Liechtenstein, Lituania, Luxemburg, Malta, Olanda, Norvegia, Polonia, Portugalia , Spania, Slovacia, Slovenia, Suedia \u0219i Regatul Unit.\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"Este cardul Bunq de c\u0103l\u0103torii un card de credit?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"De\u0219i Bunq pare s\u0103 \u00ee\u0219i promoveze cardul de c\u0103l\u0103torie ca \u0219i un card de credit, nu este mai mult dec\u00e2t un <strong>card de debit tradi\u021bional<\/strong>! Cred c\u0103 o parte din g\u00e2ndirea din spatele acestei alegeri de marketing este faptul c\u0103 acest card de c\u0103l\u0103torie este <strong>acceptat pentru orice tranzac\u021bii din \u00eentreaga lume<\/strong>, spre deosebire de cardul prepl\u0103tit. Cu toate acestea, dac\u0103 m\u0103 \u00eentreba\u021bi pe mine, <strong>nu cred c\u0103 aceast\u0103 g\u00e2ndire este foarte ra\u021bional\u0103 \u0219i nu a\u0219 spune c\u0103 o sus\u021bin.<\/strong>\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t\t\t\t]\n\t}\n<\/script>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Ce fac dac\u0103 \u00eemi pierd cardul?<\/strong><\/h3>\n\n\n\n<p>Sta\u021bi calm \u0219i bloca\u021bi cardul!<\/p>\n\n\n\n<p>Re\u021bine\u021bi c\u0103 pute\u021bi dezactiva\noric\u00e2nd orice card Bunq prin aplica\u021bie, efectiv imediat.<\/p>\n\n\n\n<p>A\u0219adar, chiar dac\u0103 v\u0103 pierde\u021bi\ncardul sau acesta este furat, nimeni nu \u00eel poate folosi \u00een scopuri r\u0103u inten\u021bionate.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Pot conecta cardul meu Bunq la Apple Pay \u0219i Google Pay?<\/strong><\/h3>\n\n\n\n<p>Bunq este \u00een\nparteneriat cu Apple \u0219i Google Pay, dar serviciile ar putea s\u0103 nu fie \u00eenc\u0103\ndisponibile pentru unele \u021b\u0103ri.<\/p>\n\n\n\n<p>R\u0103bdare. ?<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n","protected":false},"excerpt":{"rendered":"<p>Bunq este o banc\u0103 digital\u0103 originar\u0103 din Olanda, care este disponibil\u0103 ast\u0103zi pe scar\u0103 larg\u0103 \u00een toat\u0103 Europa. Ofer\u0103 o solu\u021bie ideal\u0103 pentru cet\u0103\u021benii Olandei care c\u0103l\u0103toresc adesea \u00een str\u0103in\u0103tate \u0219i pentru persoanele care doresc s\u0103 se deplaseze \u00een Olanda, dar sunt disponibile \u0219i pentru orice cet\u0103\u021bean european. Planul gratuit al b\u0103ncii ofer\u0103 cardul de<\/p>\n","protected":false},"author":1,"featured_media":80209,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[376,375],"tags":[343,471,228,394],"table_tags":[],"class_list":{"0":"post-80537","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banci-digitale","8":"category-managementul-banilor","9":"tag-bunq","10":"tag-bunq-ro","11":"tag-digital-banks","12":"tag-digital-banks-ro"},"uagb_featured_image_src":{"full":["https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/11\/Bunq-\u039a\u03ac\u03c1\u03c4\u03b1-\u03b1\u03c0\u03cc-\u0395\u03bb\u03bb\u03ac\u03b4\u03b1-\u039f-\u0391\u03c0\u03cc\u03bb\u03c5\u03c4\u03bf\u03c2-\u039f\u03b4\u03b7\u03b3\u03cc\u03c2-2019.jpg",900,506,false],"thumbnail":["https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/11\/Bunq-\u039a\u03ac\u03c1\u03c4\u03b1-\u03b1\u03c0\u03cc-\u0395\u03bb\u03bb\u03ac\u03b4\u03b1-\u039f-\u0391\u03c0\u03cc\u03bb\u03c5\u03c4\u03bf\u03c2-\u039f\u03b4\u03b7\u03b3\u03cc\u03c2-2019-150x150.jpg",150,150,true],"medium":["https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/11\/Bunq-\u039a\u03ac\u03c1\u03c4\u03b1-\u03b1\u03c0\u03cc-\u0395\u03bb\u03bb\u03ac\u03b4\u03b1-\u039f-\u0391\u03c0\u03cc\u03bb\u03c5\u03c4\u03bf\u03c2-\u039f\u03b4\u03b7\u03b3\u03cc\u03c2-2019-300x169.jpg",300,169,true],"medium_large":["https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/11\/Bunq-\u039a\u03ac\u03c1\u03c4\u03b1-\u03b1\u03c0\u03cc-\u0395\u03bb\u03bb\u03ac\u03b4\u03b1-\u039f-\u0391\u03c0\u03cc\u03bb\u03c5\u03c4\u03bf\u03c2-\u039f\u03b4\u03b7\u03b3\u03cc\u03c2-2019-768x432.jpg",768,432,true],"large":["https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/11\/Bunq-\u039a\u03ac\u03c1\u03c4\u03b1-\u03b1\u03c0\u03cc-\u0395\u03bb\u03bb\u03ac\u03b4\u03b1-\u039f-\u0391\u03c0\u03cc\u03bb\u03c5\u03c4\u03bf\u03c2-\u039f\u03b4\u03b7\u03b3\u03cc\u03c2-2019.jpg",770,433,false],"1536x1536":["https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/11\/Bunq-\u039a\u03ac\u03c1\u03c4\u03b1-\u03b1\u03c0\u03cc-\u0395\u03bb\u03bb\u03ac\u03b4\u03b1-\u039f-\u0391\u03c0\u03cc\u03bb\u03c5\u03c4\u03bf\u03c2-\u039f\u03b4\u03b7\u03b3\u03cc\u03c2-2019.jpg",900,506,false],"2048x2048":["https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/11\/Bunq-\u039a\u03ac\u03c1\u03c4\u03b1-\u03b1\u03c0\u03cc-\u0395\u03bb\u03bb\u03ac\u03b4\u03b1-\u039f-\u0391\u03c0\u03cc\u03bb\u03c5\u03c4\u03bf\u03c2-\u039f\u03b4\u03b7\u03b3\u03cc\u03c2-2019.jpg",900,506,false],"cheerup-small":["https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/11\/Bunq-\u039a\u03ac\u03c1\u03c4\u03b1-\u03b1\u03c0\u03cc-\u0395\u03bb\u03bb\u03ac\u03b4\u03b1-\u039f-\u0391\u03c0\u03cc\u03bb\u03c5\u03c4\u03bf\u03c2-\u039f\u03b4\u03b7\u03b3\u03cc\u03c2-2019.jpg",175,98,false],"cheerup-medium":["https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/11\/Bunq-\u039a\u03ac\u03c1\u03c4\u03b1-\u03b1\u03c0\u03cc-\u0395\u03bb\u03bb\u03ac\u03b4\u03b1-\u039f-\u0391\u03c0\u03cc\u03bb\u03c5\u03c4\u03bf\u03c2-\u039f\u03b4\u03b7\u03b3\u03cc\u03c2-2019.jpg",450,253,false],"cheerup-full":["https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/11\/Bunq-\u039a\u03ac\u03c1\u03c4\u03b1-\u03b1\u03c0\u03cc-\u0395\u03bb\u03bb\u03ac\u03b4\u03b1-\u039f-\u0391\u03c0\u03cc\u03bb\u03c5\u03c4\u03bf\u03c2-\u039f\u03b4\u03b7\u03b3\u03cc\u03c2-2019.jpg",900,506,false],"cheerup-viewport":["https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/11\/Bunq-\u039a\u03ac\u03c1\u03c4\u03b1-\u03b1\u03c0\u03cc-\u0395\u03bb\u03bb\u03ac\u03b4\u03b1-\u039f-\u0391\u03c0\u03cc\u03bb\u03c5\u03c4\u03bf\u03c2-\u039f\u03b4\u03b7\u03b3\u03cc\u03c2-2019.jpg",900,506,false],"cheerup-768":["https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/11\/Bunq-\u039a\u03ac\u03c1\u03c4\u03b1-\u03b1\u03c0\u03cc-\u0395\u03bb\u03bb\u03ac\u03b4\u03b1-\u039f-\u0391\u03c0\u03cc\u03bb\u03c5\u03c4\u03bf\u03c2-\u039f\u03b4\u03b7\u03b3\u03cc\u03c2-2019.jpg",768,432,false],"post-thumbnail":["https:\/\/moneyminority.com\/wp-content\/uploads\/2019\/11\/Bunq-\u039a\u03ac\u03c1\u03c4\u03b1-\u03b1\u03c0\u03cc-\u0395\u03bb\u03bb\u03ac\u03b4\u03b1-\u039f-\u0391\u03c0\u03cc\u03bb\u03c5\u03c4\u03bf\u03c2-\u039f\u03b4\u03b7\u03b3\u03cc\u03c2-2019-270x180.jpg",270,180,true]},"uagb_author_info":{"display_name":"Sterg","author_link":"https:\/\/moneyminority.com\/ro\/author\/stergioskstergiou\/"},"uagb_comment_info":8,"uagb_excerpt":"Bunq este o banc\u0103 digital\u0103 originar\u0103 din Olanda, care este disponibil\u0103 ast\u0103zi pe scar\u0103 larg\u0103 \u00een toat\u0103 Europa. Ofer\u0103 o solu\u021bie ideal\u0103 pentru cet\u0103\u021benii Olandei care c\u0103l\u0103toresc adesea \u00een str\u0103in\u0103tate \u0219i pentru persoanele care doresc s\u0103 se deplaseze \u00een Olanda, dar sunt disponibile \u0219i pentru orice cet\u0103\u021bean european. Planul gratuit al b\u0103ncii ofer\u0103 cardul de","_links":{"self":[{"href":"https:\/\/moneyminority.com\/ro\/wp-json\/wp\/v2\/posts\/80537","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyminority.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneyminority.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneyminority.com\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyminority.com\/ro\/wp-json\/wp\/v2\/comments?post=80537"}],"version-history":[{"count":0,"href":"https:\/\/moneyminority.com\/ro\/wp-json\/wp\/v2\/posts\/80537\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneyminority.com\/ro\/wp-json\/wp\/v2\/media\/80209"}],"wp:attachment":[{"href":"https:\/\/moneyminority.com\/ro\/wp-json\/wp\/v2\/media?parent=80537"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneyminority.com\/ro\/wp-json\/wp\/v2\/categories?post=80537"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneyminority.com\/ro\/wp-json\/wp\/v2\/tags?post=80537"},{"taxonomy":"table_tags","embeddable":true,"href":"https:\/\/moneyminority.com\/ro\/wp-json\/wp\/v2\/table_tags?post=80537"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}